RT Specialty Binding Authority (formerly Westrope General Agency (WGA)) has markets for most of your Personal Lines needs. Our companies can handle customers ranging from the preferred and high profile accounts to the distressed and loss-challenged client. We also offer specialty coverages that your standard companies might not offer. Give us a call- we will help with any unique coverages not listed below.

Coverage Offerings

Homeowners/CondoOwners

  • Low Value
  • Loss Challenged
  • Bankruptcy
  • Preferred and High Value

Dwelling Fire

  • Vacant – including with contents
  • Non-owner occupied
  • Short term rentals
  • Loss challenged
  • Scheduled properties

Mobile/Modular Home

  • Owner occupied
  • Non-owner occupied
  • Short term rentals
  • Scheduled properties

Contents

  • Renters Insurance
  • Mini-storage
  • Scheduled items

Farm

  • Homeowner
  • Hobby/Gentlemen Farms
  • Rental Property
  • Livestock
  • Animal mortality

Personal Umbrella

  • Primary
  • Excess
  • High Risk
  • High profile insured’s

Liability

  • Personal
  • Premises
  • Animal Liability

Motorcycles/Scooters/ATV’s

Watercraft

  • Boats
  • Yachts- incl. international water vessels
  • Personal watercraft

In-home Business

Flood

  • Primary & Excess

In order for a quick quote turnaround it is imperative that Westrope General Agency (WGA) receives a completed submission:

1. Completed and signed application
2. Front and back photos of the risk

Supplemental forms for the following exposures as appropriate for the coverages requested.

  • Protection Class 9 & 10 Questionnaire
  • Corporate Owned Questionnaire
  • Builder’s Risk Supplemental
  • Log Home Questionnaire
  • Fire Marshal Report
  • Supplemental Heat Questionnaire
  • MVR’s for ALL drivers
  • Boating Resume
  • Airboat Survey

ASK US ABOUT ACCESS TO OUR ONLINE INDICATION SYSTEM FOR DWELLINGS, MOBILE HOMES, WATERCRAFT AND PERSONAL UMBRELLAS.